iProtect Smart

Policy Details

About Plan

Policy Starts You Pay ₹1,399/ Month (age of 35)
In case of your death before age of 60 years, your nominee will get an amount of ₹ 1 Crore, Tax free

Covered

What’s Covered
Death due to any cause (e.g. natural, calamities, fire, accidental, illnesses, COVID-19 etc)
What’s not Covered
Suicide during first year of the policy

Paid Benefits

Extra Payout on Accidental death
Incase of accidental death an additional amount of Rs.10 Lac will be paid out to the nominee.
Cover against 34 critical illnesses
Incase the policyholder is diagnosed with a critical illness (34 illnesses covered) an amount of Rs.5 Lac will be paid out

FREE Benefits

1)-Waiver of Premium Cover
In case of a permanent disability to the life insured all future premiums will be paid by the insurance company.
2)100% payout on Terminal illness
In case the policyholder is diagnosed with a terminal illness, 100% of life cover will be paid out immediately instead of being paid on death.
3)Get your premium back for free -
if cover till age is 66 & above As per your age you can exit the policy during the age of 61 years. All premiums paid(excluding GST) shall be returned & the policy will get terminated. For your age, this feature is included only if cover till age is 66 .

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