In case of your death before age of 60 years, your nominee will get an amount of ₹ 1 Crore, Tax free

Death due to any cause (e.g. natural, calamities, fire, accidental, illnesses, COVID-19 etc)

Suicide during first year of the policy

1. Early payout on Terminal Illness: In case the policyholder is diagnosed with a terminal illness, 100% of life cover(maximum upto 2 Crore) will be paid out immediately instead of being paid on death. In cases with more than 2 Crore life cover, the remaining cover will be paid on death. 2. Waiver of premium cover In case of a permanent disability to the life insured or being diagnosed with a terminal illness, all future premiums will be waived off and the effective life cover continues as usual. 3. Get your premium back for free - if cover till age is 70 & above As per your age you can exit the policy during the age of 60-62 years. All premiums paid(excluding GST) shall be returned & the policy will get terminated. For your age, this feature is included only if cover till age is 70 above.